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openpasskey.com

Finance

payment infrastructure

A payment network for humans and AI agents featuring rapid on-chain settlement and fiat off-ramping.

Hard to copy
Crowded space
No data dep
65%
opportunity
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Discovered Jul 6, 2026
21d ago

What it does

OpenPasskey is a payment infrastructure designed to facilitate seamless transactions between humans and autonomous AI agents. The platform utilizes advanced cryptography and on-chain settlement protocols to achieve near-instant transaction finality in approximately two seconds. It aims to bypass traditional intermediaries, offering a streamlined process where on-chain settlements can be converted directly into fiat currency deposited into bank accounts. With a transparent 60 bps flat fee, the service focuses on providing a low-cost, high-speed bridge between decentralized finance and traditional banking rails, leveraging technology inspired by physical card chip security.

Core features

  • Two-second on-chain settlement
  • Direct fiat-to-bank integration
  • Support for AI agent payments
  • Low 60 bps flat transaction fee
  • Enhanced cryptographic security

Who it's for

Developers of autonomous AI agents and users requiring low-latency, low-cost cross-border payment settlement.

Why it's worth studying

It targets the emerging economic infrastructure required for the autonomous agentic economy, bridging blockchain and traditional banking.

Details

Status
Alive
Category
Finance
Subcategory
payment infrastructure
Business model
Saas

Analysis is automated (LLM-assisted) and heuristic, not an endorsement.